FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time the company has factored the popular loans into credit scores.

We love microlending. Unlike credit cards, with their days-long approval processes and prior credit minimums, buy-now, ...

Typically, when using Buy Now, Pay Later loans, consumers pay for a given purchase in four installments over six weeks, in a ...

The payday loan industry generates billions annually, much of it from middle-class families who feel they have nowhere else ...

Why has it taken so long for BNPL plans to hit your credit report? Because BNPL plans are technically loans, but work ...

FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...

FICO is launching credit scores that finally incorporate Buy Now, Pay Later data. Find out what that means for you and your ...

The sector is expected to be worth $2.61 billion by 2030, up 83% from $1.42 billion in 2024, thanks mostly to the rapid ...

FICO is launching two new credit scores that include Buy Now, Pay Later (BNPL) loans for the first time. The new scores use ...