FICO, one of the two major credit scoring models, this week unveiled its FICO® Score 10 BNPL and FICO® Score 10 T BNPL ...

FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...

Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans ...

A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to ...

Financial analytics company FICO has announced two new scores that incorporate buy now, pay later (BNPL) loan data for the ...

Like it or not, you have a number — and it’s either helping or hurting you. Here’s a simple guide to making yours better.

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time the company has factored the popular loans into credit scores.

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and ...

Credit scores are calculated differently depending on the credit scoring model used. Lenders can pull from any scoring model they choose, but most rely on either the FICO score or the VantageScore.

NYC Mayor Adams launches a rent reporting pilot to help tenants build credit and potentially increase homeownership ...

FICO is launching two new credit scores that include Buy Now, Pay Later (BNPL) loans for the first time. The new scores use ...