A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to ...

FICO, one of the two major credit scoring models, this week unveiled its FICO® Score 10 BNPL and FICO® Score 10 T BNPL ...

Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans ...

FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...

Like it or not, you have a number — and it’s either helping or hurting you. Here’s a simple guide to making yours better.

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and ...

Financial analytics company FICO has announced two new scores that incorporate buy now, pay later (BNPL) loan data for the ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and ...

Credit scores are calculated differently depending on the credit scoring model used. Lenders can pull from any scoring model they choose, but most rely on either the FICO score or the VantageScore.

Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, ...

If you have a 600 credit score, you're unlikely to get approved for top-tier credit cards, but you still have good options you can use to build credit.

FICO is launching two new credit scores that include Buy Now, Pay Later (BNPL) loans for the first time. The new scores use ...